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Class codes 7600 and 5190

Overhead Power and Conduit Construction Insurance

Line contractors, IOU and rural co-op vendors, conduit installers. Aerial bucket truck work, pole-set crews, transmission and distribution construction across the Southeast.

Class codes
NCCI 7600, 5190
Active SE carriers
Builders Mutual
+ 4 more
States covered
8
GA FL SC NC TN AL MS LA
Short answer

Overhead power line and telecommunications contractors in 2026 are written under NCCI class code 7600 (Telecommunications Companies — overhead lines), which includes aerial bucket truck work, pole setting, conductor stringing, and conduit installation associated with the aerial work. Some carriers split out indoor electrical termination work to class 5190 (Electrical Wiring within Buildings). The 7600 rate in Georgia in 2026 runs $4.20 to $7.50 per $100 of payroll on the voluntary market.

Frequently asked: Overhead Power & Conduit

What workers comp class code applies to overhead power line contractors?

Overhead power line and telecommunications contractors in 2026 are written under NCCI class code 7600 (Telecommunications Companies — overhead lines), which includes aerial bucket truck work, pole setting, conductor stringing, and conduit installation associated with the aerial work. Some carriers split out indoor electrical termination work to class 5190 (Electrical Wiring within Buildings). The 7600 rate in Georgia in 2026 runs $4.20 to $7.50 per $100 of payroll on the voluntary market.

Which carriers write overhead power contractors in the Southeast in 2026?

Active 2026 SE overhead power line contractor markets include Builders Mutual (deep appetite, competitive LCMs), ICW Group (selective on clean accounts), Markel (specialty including unusual class mixes), Westchester/Chubb (mid-market and upper tier), and Crum & Forster (utility-focused with strong telecom appetite). Standard markets like Travelers, Hartford, and Cincinnati write the class selectively when bundled with property and auto.

What kills an overhead power contractor insurance quote?

Top quote killers in 2026: prior electrical contact or arc flash claims, no documented OSHA 1910.269 compliance program for aerial crews, no fall protection program for bucket truck work, ex-mod above 1.15 with no improvement story, using subs without current COIs and AI endorsements, missing OSHA 300/300A logs, and prior wet utility cross-bore claims if the contractor also does underground work.

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The right carriers writing overhead power & conduit in the Southeast in 2026.

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